Housing loan

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Whether it’s for it a cosy house or a spacious apartment,

we’ll help you get the home of your dreams, fast and easy.

Why choose a housing loan with ProCredit Bank?

Transparent terms and conditions for lending
Individual approach to decision-making
Preliminary decision on loans in just 3 days
The possibility of current debt refinancing in other banks
Financing of housing at the construction stage (subject to additional collateral)

Customer criteria

21-65 years of age

Over UAH 30 000

per month official income

Resident individuals

Loan purpose	Real estate (apartment, house, land, etc.) purchase Home construction, repairs and renovation
Loan amount	UAH 1 000 000 - 15 000 000
Loan repayment term	24 - 180 months
Interest rate	11,5% Floating interest rate with adjustment every 12 months (UIRD-based)
Bank fees	Loan origination fee: 1% (one-off payment) Fee for information collection and verification in relevant registers: UAH 500
First instalment payment	From 20% of the property value 0% subject to additional collateral
Collateral	Property to be purchased Additional real estate (in cases of home construction or unfinished home purchase) Individual surety bond
Insurance	Mortgaged property
Third-party costs	Notary service fees — UAH 10 000-20 000 (one-off payment) Collateral protection insurance — 0.13% - 0.14% of the value of the collateral (annually) Collateral valuation — UAH 800 - 1 500 (one-off payment)
Additional terms and conditions	The borrower’s and the guarantor’s revenues shall be transferred to ProCredit Bank
Repayment procedure	Regular annuity
Loan funding option	Deposited on the borrower’s current account in UAH, with verification of intended use

Calculate loan payment*

Amount UAH

from 24 months up to 180 months

*Calculation is estimated and based on the annuity payment schedule.

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Monthly payment

Real interest rate

General expenses**

Total cost

The service is available for customers who have a current account in UAH, which is serviced according to the current ones tariffs.

✔ The amount of accrued interest on the loan for the selected period
✔ Current account maintenance; UAH 165 per month
✔ Loan origination fee, one-off payment: 1% of the loan amount
✔ Collateral protection insurance, annually: 0.13 % - 0.14% of the loan amount
✔ Notary service fees — UAH 15 000 (one-off payment).
✔ Appraisal services, one-off payment: UAH 1 500
✔ Fee for information collection and verification in relevant registers and agencies, one-off payment: UAH 500