- Transparent terms and conditions for lending
- Individual approach to decision-making
- Preliminary decision on loans in just 3 days
- The possibility of current debt refinancing in other banks
- Financing of housing at the construction stage (subject to additional collateral)
Home Loans for individuals Housing loan
Housing loan
en_US
month
month
months
month
from
up to
UAH
USD
EUR
The amount you entered is less than the minimum
Whether it’s for it a cosy house or a spacious apartment,
we’ll help you get the home of your dreams, fast and easy.
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Minimum amount:
UAH 1 000 000
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Term:
24-180 months
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Interest rate:
11.5%
- Request a loan
Why choose a housing loan with ProCredit Bank?
Customer criteria
21-65 years of age
Over UAH 30 000
per month official income
Resident individuals
Loan purpose | Real estate (apartment, house, land, etc.) purchase Home construction, repairs and renovation |
Loan amount | UAH 1 000 000 - 15 000 000 |
Loan repayment term | 24 - 180 months |
Interest rate | 11,5% Floating interest rate with adjustment every 12 months (UIRD-based) |
Bank fees | Loan origination fee: 1% (one-off payment) Fee for information collection and verification in relevant registers: UAH 500 |
First instalment payment | From 20% of the property value 0% subject to additional collateral |
Collateral | Property to be purchased Additional real estate (in cases of home construction or unfinished home purchase) Individual surety bond |
Insurance | Mortgaged property |
Third-party costs | Notary service fees — UAH 10 000-20 000 (one-off payment) Collateral protection insurance — 0.13% - 0.14% of the value of the collateral (annually) Collateral valuation — UAH 800 - 1 500 (one-off payment) |
Additional terms and conditions | The borrower’s and the guarantor’s revenues shall be transferred to ProCredit Bank |
Repayment procedure | Regular annuity |
Loan funding option | Deposited on the borrower’s current account in UAH, with verification of intended use |
Calculate loan payment*
UAH
from 24 months
up to 180 months
*Calculation is estimated and based on the annuity payment schedule.
Request a loanMonthly payment
Real interest rate
General expenses**
Total cost
The service is available for customers who have a current account in UAH, which is serviced according to the current ones tariffs.
General expenses include**
- ✔ The amount of accrued interest on the loan for the selected period
- ✔ Current account maintenance; UAH 165 per month
- ✔ Loan origination fee, one-off payment: 1% of the loan amount
- ✔ Collateral protection insurance, annually: 0.13 % - 0.14% of the loan amount
- ✔ Notary service fees — UAH 15 000 (one-off payment).
- ✔ Appraisal services, one-off payment: UAH 1 500
- ✔ Fee for information collection and verification in relevant registers and agencies, one-off payment: UAH 500