Home Loans for individuals Housing loan

Housing loan

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Do you dream of having your own apartment or house?

ProCredit Bank can help make your dream come true!

  • Minimum amount:

    UAH 1 000 000

  • Term:

    24-180 months

  • Interest rate:

    11%

  • Request a loan

Why choose a housing loan with ProCredit Bank?

  • Transparent terms and conditions for lending
  • Individual approach to decision-making
  • Preliminary decision on loans in just 3 days
  • The possibility of current debt refinancing in other banks
  • Financing of housing at the construction stage (subject to additional collateral)

Customer criteria

21-65 years of age
Over UAH 30 000
per month official income
Resident individuals
Loan purpose Real estate (apartment, house, land, etc.) purchase
Home construction, repairs and renovation
Loan amount UAH 1 000 000 - 15 000 000
Loan repayment term 24 - 180 months
Interest rate 12.5%
Bank fees Loan origination fee: 1% (one-off payment)
Fee for information collection and verification in relevant registers: UAH 500
First instalment payment From 20% of the property value
0% subject to additional collateral
Collateral Property to be purchased
Additional real estate (in cases of home construction or unfinished home purchase)
Individual surety bond
Insurance Mortgaged property
Third-party costs Notary service fees — UAH 10 000-20 000 (one-off payment)
Collateral protection insurance — 0.13% - 0.14% of the loan amount (annually)
Collateral valuation — UAH 800 - 1 500 (one-off payment)
Additional terms and conditions The borrower’s and the guarantor’s revenues shall be transferred to ProCredit Bank
Repayment procedure Regular annuity
Loan funding option Deposited on the borrower’s current account in UAH, with verification of intended use

Calculate loan payment*

UAH
from 24 months up to 180 months

*Calculation is estimated and and based on the annuity payment schedule.

Request a loan

Monthly payment

Real interest rate

General expenses**

Total cost

*The service is available for customers who have a current account in UAH, which is serviced according to the current ones tariffs.

General expenses include**

  • ✔ The amount of accrued interest on the loan for the selected period
  • ✔ Current account maintenance; UAH 165 per month
  • ✔ Loan origination fee, one-off payment: 1% of the loan amount
  • ✔ Collateral protection insurance, annually: 0.13 % - 0.14% of the loan amount
  • ✔ Notary service fees — UAH 15 000 (one-off payment).
  • ✔ Appraisal services, one-off payment: UAH 1 500
  • ✔ Fee for information collection and verification in relevant registers and agencies, one-off payment: UAH 500

Important information

Updated on 13.04.2021 06:17:12
Created by Boldendeavours
e-Bankingx