Home Loans for individuals Investment loan

Investment loan







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We offer a wide range of lending options with simple procedures,

from building repairs and heat insulation to energy efficiency technology at home.

  • Minimum amount:

    UAH 300 000

  • Term:

    12-60 months

  • Interest rate:


  • Request a loan

Why choose an investment loan with ProCredit Bank?

  • A wide range of loan purposes (from home repairs to energy-saving technologies)
  • Possible unsecured loans of up to UAH 600 000
  • No need to go through notarisation procedures for movable property pledge agreements
  • Transparent lending terms and conditions
  • Preliminary decision on obtaining a loan in just 24 hours
  • Simple loan approval procedure

Customer criteria

21-65 years of age
Over UAH 25 000
per month official income
Resident individuals
Loan purpose Home repairs
Energy-saving technologies (installation of solar panels, heat pumps, etc.)
Other investments
Loan amount UAH 300 000 - 1 000 000
Loan repayment term 12-60 months
Interest rate 15% (for secured loans)
17% (for unsecured loans)
Floating interest rate with adjustment every 12 months (UIRD-based)
Bank fees Loan origination fee: 1% (one-off payment)
Fee for information collection and verification in relevant registers: UAH 500
First instalment payment From 20% of the property/project cost
0% subject to additional collateral
Repayment procedure Regular annuity
Collateral Movable, immovable property
Up to UAH 600,000 may be granted without collateral (by decision of the Loan Committee)
Insurance Secured property (in accredited insurance companies)
Loan funding option Deposited on the borrower’s current account in UAH, with verification of intended use
Additional terms and conditions The borrower’s and the guarantor’s revenues shall be transferred to ProCredit Bank

Calculate loan payment*

from 12 months up to 60 months

*Calculation is estimated and based on the annuity payment schedule.

Request a loan

Monthly payment

Real interest rate

General expenses**

Total cost

The service is available for customers who have a current account in UAH, which is serviced according to the current ones tariffs.

General expenses include**

  • The amount of accrued interest on the loan for the selected period
  • Current account maintenance; UAH 165 per month
  • Loan origination fee, one-off payment: 1% of the loan amount
  • Fee for information collection and verification in relevant registers and agencies, one-off payment: UAH 500
  • Collateral protection insurance, annually: 0.14% of the loan amount (при наявності застави)
  • Appraisal services, one-off payment: UAH 7500 (при наявності застави)

Important information

Updated on 24.05.2022 08:21:08