- No unnecessary costs for life insurance and notarisation of movable property pledge agreements
- Lowest CASCO tariff on the market – maximum 3,5%
- Used car loans
- Transparent structure for all costs
- Preliminary decision on obtaining a loan in just 24 hours
- Simple loan approval procedure
Home Loans for individuals Car loan
Car loan
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Buying a new or second-hand car?
Our loans have straight-forward, transparent conditions.
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Minimum amount:
UAH 300 000
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Term:
12-60 months
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Interest rate:
14-17%
- Request a loan
Why choose a car loan with ProCredit Bank?
Customer criteria
21-65 years of age
Over UAH 25 000
per month official income
Resident individuals
Loan purpose | New car purchase Purchase of car over 5 years old |
Loan amount | UAH 300 000 - 1 000 000 |
Loan repayment term | 12-60 months |
Interest rate | 15% (for new cars) 17% (for used cars) Floating interest rate with adjustment every 12 months (UIRD-based) |
Bank fees | Loan origination fee: 1% (one-off payment) Fee for information collection and verification in relevant registers: UAH 500 |
Additional loan costs | CASCO car insurance maximum 3.5% (depending on the franchise and insurance company) Car appraisal fee: UAH 650 |
First instalment payment | From 20% of the cost of the car 0% subject to additional collateral (additionally negotiated) |
Repayment procedure | Regular annuity |
Charged security | Car to be purchased |
Insurance | Car to be purchased (in accredited insurance companies) |
Loan funding option | Deposited on the borrower’s current account in UAH, with verification of intended use |
Additional terms and conditions | The borrower’s and the guarantor’s revenues shall be transferred to ProCredit Bank |
Calculate loan payment*
UAH
%
UAH
UAH
from 12 months
up to 60 months
*Calculation is estimated and based on the annuity payment schedule.
**The instalment payment is calculated taking into account the maximum loan amount.
Request a loanMonthly payment
Real interest rate
General expenses***
Total cost
The service is available for customers who have a current account in UAH, which is serviced according to the current ones tariffs.
General expenses include***
- ✔ The amount of accrued interest on the loan for the selected period
- ✔ Current account maintenance - UAH 165 per month
- ✔ Loan origination fee, one-off payment: 1% of the loan amount
- ✔ Collateral protection insurance, annually: 3.5% of the loan amount
- ✔ Appraisal services, one-off payment: UAH 650
- ✔ Fee for information collection and verification in relevant registers and agencies, one-off payment: UAH 500