Car loan

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Buying a new or second-hand car?

Our loans have straight-forward, transparent conditions.

Why choose a car loan with ProCredit Bank?

No unnecessary costs for life insurance and notarisation of movable property pledge agreements
Lowest CASCO tariff on the market – maximum 3,5%
Used car loans
Transparent structure for all costs
Preliminary decision on obtaining a loan in just 24 hours
Simple loan approval procedure

Customer criteria

21-65 years of age

Over UAH 25 000

per month official income

Resident individuals

Loan purpose	New car purchase Purchase of car over 5 years old
Loan amount	UAH 300 000 - 1 000 000
Loan repayment term	12-60 months
Interest rate	15% (for new cars) 17% (for used cars) Floating interest rate with adjustment every 12 months (UIRD-based)
Bank fees	Loan origination fee: 1% (one-off payment) Fee for information collection and verification in relevant registers: UAH 500
Additional loan costs	CASCO car insurance maximum 3.5% (depending on the franchise and insurance company) Car appraisal fee: UAH 650
First instalment payment	From 20% of the cost of the car 0% subject to additional collateral (additionally negotiated)
Repayment procedure	Regular annuity
Charged security	Car to be purchased
Insurance	Car to be purchased (in accredited insurance companies)
Loan funding option	Deposited on the borrower’s current account in UAH, with verification of intended use
Additional terms and conditions	The borrower’s and the guarantor’s revenues shall be transferred to ProCredit Bank

Calculate loan payment*

For new cars

For used cars

Car cost UAH

Instalment payment** %

Instalment payment UAH

Credit amount UAH

from 12 months up to 60 months

*Calculation is estimated and based on the annuity payment schedule.

**The instalment payment is calculated taking into account the maximum loan amount.

Request a loan

Monthly payment

Real interest rate

General expenses***

Total cost

The service is available for customers who have a current account in UAH, which is serviced according to the current ones tariffs.

✔ The amount of accrued interest on the loan for the selected period
✔ Current account maintenance - UAH 165 per month
✔ Loan origination fee, one-off payment: 1% of the loan amount
✔ Collateral protection insurance, annually: 3.5% of the loan amount
✔ Appraisal services, one-off payment: UAH 650
✔ Fee for information collection and verification in relevant registers and agencies, one-off payment: UAH 500