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Fees and Terms of Service

Private clients price list


Services included in the monthly fee Flat fee
A current account maintenance in national currency
Issuance of a three-year VISA Classic contactless primary card
FlexSave savings account with monthly paid interest
e-Banking and mobile banking
SMS notifications
Transfers between your own accounts
Card-to-card transfers
Outgoing UAH payment to an account of another individual or legal entity
Incoming money transfers/Cash deposits into a bank account
Online foreign currency exchange
Withdrawal of cash at ProCredit Bank and ATMs
Withdrawal of cash from ATMs of other banks within Ukraine
Reissuance of payment card after expiration date
Reissuance of payment card PIN/ Payment card PIN code change at ProCredit Bank ATMs
Issuing of certificates On the bank's letterhead/ Granting a power of attorney to operate an account

UAH 165 (monthly)

An additional current account maintenance in USD/EUR

UAH 85 (monthly)


Currency FlexSave/TDA with monthly paid interest
FlexSave Term Deposit
Amount Interest rate Amount 6 m 12 m 18 m 24 m
up to 50 000 000 5% 100 000 - 50 000 000 8% 9% 7% 7%
up to 3 000 000 0,10% 5 000 - 3 000 000 0,5% 1% 1% 1%
up to 3 000 000 0,05% 5 000 - 3 000 000 0,25% 0,5% 0,5% 0,5%


Loan type Currency Maturity (months) Annual interest rate

FlexFund overdraft



19% 23.64%
Additional terms - Official employment
- Monthly income above UAH 15 000
- Two times inflow set-up
Amount of overdraft min UAH 15 000
max UAH 500 000


Cash transactions Fees
UAH withdrawal at ProCredit Bank cash desks
Withdrawals at ProCredit Bank cash desks over 20 000 USD per month
Withdrawals at ProCredit Bank cash desks over 20 000 EUR per month
Withdrawals at cash desks of other banks
Cash withdrawals abroad (ATM and POS)
0.75% of the exceeding amount
0.75% of the exceeding amount
2% min 3USD/3 EUR


Card transactions Fees
Issuance of a three-year Visa Classic UAH/USD/EUR additional card
Reissuance of Visa Classic payment cards at the initiative of the client
(loss, damage, etc.)
Foreign currency conversion other than USD/EUR during transactions
with payment
UAH 100/USD 5/EUR 5
UAH 100/USD 5/EUR 5


International payments Fees
Outgoing USD/EUR payments to an account in another bank
Purchase /sale/exchange  of foreign currency on the Interbank Foreign Exchange Market
International payments within the ProCredit group – ProPay
0.3% min USD / EUR 20
max USD / EUR 150
0.2% min UAH 20
UAH 65 / USD 2.5 / EUR 2.5


Important information

  • The current account is opened for the Client as part of the basic set of services stipulated in the General Agreement on the Provision of Banking Services to Individuals in JSC “ProCredit Bank” (hereinafter – the General Agreement).
  • In the event that the Client fails to pay for the services of the Bank, the Bank charges a penalty of 0.25 % of the overdue amount; this penalty amount shall not be less than double the discount rate of the National Bank of Ukraine effective in the period for which the penalty is paid, as applied to the overdue amount.
  • In the event of unauthorised debt on the current account because of an overdraft on the Client’s bank payment card, the Bank charges a penalty amounting to double the discount rate of the National Bank of Ukraine effective during the period for which the penalty is paid.
  • The Client may suffer losses in the event of Client non-compliance with the rules of safe use of the bank payment card and/or the associated PIN code, or of the electronic banking system or mobile application.
  • The Bank has the right to suspend the provision of service and/or services in general under the General Agreement, in full or in part, in the event that the Client fails to conclude payment for previously provided service(s) of the Bank within a period of more than two calendar months. In this case, the Client’s savings/current accounts shall be closed, with the Bank sending relevant SMS notification to the Client 14 days before such closing.
  • The Bank may not demand that the Client purchase any goods or services from the Bank, or from its related or affiliated parties, as a mandatory condition for provision of these services.
  • The Bank does not have the right to make unilateral amendments to the agreements with clients, except as otherwise provided for by the General Agreement or the laws of Ukraine.
  • The client may object to receiving advertising materials through remote communication channels here.


Updated on 14.06.2021 14:57:31
Created by Boldendeavours