укр
eng

Home Fees and Terms of Service

Fees and Terms of Service

Private clients price list

Services

Services included in the monthly fee

Flat fee

A current account maintenance in national currency

Issuance of a three-year VISA Classic contactless primary card

FlexSave savings account with monthly paid interest

e-Banking and mobile banking

SMS notifications

Card-to-card transfers

Outgoing UAH payment to an account of another individual or legal entity

Incoming money transfers/Cash deposits into a bank account

Online foreign currency exchange

Withdrawal of cash at ProCredit Bank cash desks and ATMs

Withdrawal of cash from ATMs of other banks within Ukraine

Reissuance of payment card after expiration date

Reissuance of payment card PIN/ Payment card PIN code change at ProCredit Bank ATMs

Issuing of certificates On the bank's letterhead/ Granting a power of attorney to operate an account

UAH 165 (monthly)

Opening an additional current account in USD / EUR

UAH 85 (monthly)

Savings

Currency

FlexSave / TDA with monthly paid interest

UAH

USD

EUR

FlexSave

Term Deposit

Interest	Amount	6 months	12 months	18 months	24 months
5	from 100,000	8	9	7	7
0.25	from 5,000	1	1.5	1.5	1.5
0.1	from 5,000	0.75	1	1	1

Loans

Loan type

Currency

Maturity (months)

Annual interest rate

FlexFund overdraft

UAH

NIR	Real interest rate
19%	23.64%

Additional terms	- Official employment - Monthly income above UAH 15,000 - Two times inflow set-up
Amount of overdraft	min UAH 15,000 max UAH 500,000

Cards

Cards transaction

Fees (UAH)

Cash withdrawals at POS terminals of other banks

Cash withdrawals abroad (ATM and POS)

Issuance of a three-year VISA Classic UAH/USD/EUR additional card

Reissuance of Visa Classic payment cards at the initiative of the client (loss, damage, etc.)

Foreign currency conversion other than USD/EUR during transactions with payment

1.5%

2% min USD 3 / EUR 3

UAH 100 / USD 5 / EUR 5

Transactions

International payments

Fees

Outgoing USD/EUR payments to an account in another bank

Purchase /sale/exchange of foreign currency on the Interbank Foreign Exchange Market

International payments within the ProCredit group – ProPay

0.3% min USD / EUR 20
max USD / EUR 150

0.2% min UAH 20

UAH 65 / USD 2.5 / EUR 2.5

Important information

The current account is opened for the Client as part of the basic set of services stipulated in the General Agreement on the Provision of Banking Services to Individuals in JSC “ProCredit Bank” (hereinafter – the General Agreement).
In the event that the Client fails to pay for the services of the Bank, the Bank charges a penalty of 0.25 % of the overdue amount; this penalty amount shall not be less than double the discount rate of the National Bank of Ukraine effective in the period for which the penalty is paid, as applied to the overdue amount.
In the event of unauthorised debt on the current account because of an overdraft on the Client’s bank payment card, the Bank charges a penalty amounting to double the discount rate of the National Bank of Ukraine effective during the period for which the penalty is paid.
The Client may suffer losses in the event of Client non-compliance with the rules of safe use of the bank payment card and/or the associated PIN code, or of the electronic banking system or mobile application.
The Bank has the right to suspend the provision of service and/or services in general under the General Agreement, in full or in part, in the event that the Client fails to conclude payment for previously provided service(s) of the Bank within a period of more than two calendar months. In this case, the Client’s savings/current accounts shall be closed, with the Bank sending relevant SMS notification to the Client 14 days before such closing.
The Bank may not demand that the Client purchase any goods or services from the Bank, or from its related or affiliated parties, as a mandatory condition for provision of these services.
The Bank does not have the right to make unilateral amendments to the agreements with clients, except as otherwise provided for by the General Agreement or the laws of Ukraine.
The client may object to receiving advertising materials through remote communication channels here.