OSTCHEM RETAIL

OSTCHEM RETAiL (a part of OSTCHEM holding consolidating the nitrogen business of Group DF) organises sales and direct supplies of mineral fertilisers from the manufacturers pertaining to OSTCHEM holding (PJSC “Azot” (Cherkasy), PJSC “Rivneazot”, PrJSC “Severodonetsk Azot Association”) to the end consumers being Ukrainian agricultural manufacturers. The slogan of OSTCHEM RETAiL, “FROM THE FACTORY TO THE FARMER”, demonstrates the main emphasis on the scope of its activity: the possibility of DIRECT supplies of mineral fertilisers to the national farms at the favourable MANUFACTURER’S PRICES and at the high quality level conforming to the Ukrainian and international standards (Technical Specifications of Ukraine, ISO). The direct supplies “FROM THE FACTORY TO THE FARMER” enable creation of the exclusive targeted lending programmes for agricultural households to purchase mineral fertilisers together with the partnering banks. The strategic purpose of OSTCHEM RETAіL and its partnering banks is to increase performance of agriculture in Ukraine, to promote maximum growth and stability of the agricultural business by providing the farmers with Ukrainian mineral fertilisers and engaging efficient lending instruments to purchase them.

Official site: https://groupdf.com/

Individual lending conditions

Type of product	Currency	Down payment	Established annual interest rate for loans, for Customers
			Up to 3 months	4-6 months	7-9 months	10-12 months
All products	UAH	0%	0.50%	5.50%	7.25%	8.00%
	USD	0%	0.01%	2.25%	3.00%	3.50%
	EUR	0%	0.01%	1.00%	2.00%	2.50%
Loan amount	From UAH 2,000,000
Term	Up to 12 months
One-time activation fee	1% of the loan amount in UAH 0% of the loan amount in EUR
One-time extract fee	UAH 1 500
Insurance	Obligatory
Early loan repayment fee	N/A
Notarial expenses for pledge contract	N/A
Collateral	Agricultural machinery, vehicles, equipment, immovable property, deposits in ProCredit Bank
Loan approval time	From 3 to 10 days
Repayment form	Interest – every month Principal – seasonal schedule
Eligible clients	Legal entities

Additional advantages:

Grace period on first principal payment of up to 11 months
Credit limit established for every client
Individual approach toward every business based on client’s situation
Professional team, experienced in working with agricultural producers

Contact Centre

Monday - Friday
from 9:00 to 18:00
0 800 50 09 90(Calls within Ukraine are free)
044 590 10 00

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