OSTCHEM RETAiL (a part of OSTCHEM holding consolidating the nitrogen business of Group DF) organises sales and direct supplies of mineral fertilisers from the manufacturers pertaining to OSTCHEM holding (PJSC “Azot” (Cherkasy), PJSC “Rivneazot”, PrJSC “Severodonetsk Azot Association”) to the end consumers being Ukrainian agricultural manufacturers. The slogan of OSTCHEM RETAiL, “FROM THE FACTORY TO THE FARMER”, demonstrates the main emphasis on the scope of its activity: the possibility of DIRECT supplies of mineral fertilisers to the national farms at the favourable MANUFACTURER’S PRICES and at the high quality level conforming to the Ukrainian and international standards (Technical Specifications of Ukraine, ISO). The direct supplies “FROM THE FACTORY TO THE FARMER” enable creation of the exclusive targeted lending programmes for agricultural households to purchase mineral fertilisers together with the partnering banks. The strategic purpose of OSTCHEM RETAіL and its partnering banks is to increase performance of agriculture in Ukraine, to promote maximum growth and stability of the agricultural business by providing the farmers with Ukrainian mineral fertilisers and engaging efficient lending instruments to purchase them.

Official site: https://groupdf.com/

Individual lending conditions

Type of product Currency Down payment Established annual interest rate for loans, for Customers
Up to 3 months 4-6 months 7-9 months 10-12 months
All products UAH 0% 0.50% 5.50% 7.25% 8.00%
USD 0% 0.01% 2.25% 3.00% 3.50%
EUR 0% 0.01% 1.00% 2.00% 2.50%
Loan amount From UAH 2,000,000
Term Up to 12 months
One-time activation fee

1% of the loan amount in UAH
0% of the loan amount in EUR

One-time extract fee UAH 1 500
Insurance Obligatory
Early loan repayment fee N/A
Notarial expenses for pledge contract N/A
Collateral Agricultural machinery, vehicles, equipment, immovable property, deposits in ProCredit Bank
Loan approval time From 3 to 10 days
Repayment form Interest – every month
Principal – seasonal schedule
Eligible clients Legal entities

Additional advantages:

  • Grace period on first principal payment of up to 11 months
  • Credit limit established for every client
  • Individual approach toward every business based on client’s situation
  • Professional team, experienced in working with agricultural producers

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Updated on 24.11.2021 08:23:27