Card account overdraft

Planning expenditures is a crucial part of personal budget management. Nevertheless, anyone can face unexpected costs. As a solution, ProCredit Bank offers a card account overdraft. An overdraft is a revolving form of credit allowing transactions in excess of the balance of your account. ProCredit Bank offers a card account overdraft on fair and favourable terms as an alternative to consumer credit.

Payroll card overdraft

If you have already been working with your company for over 4 months, simply submit your proof of employment to the bank branch to get a payroll card overdraft.

• Overdrafts for ProCredit Bank payroll cardholders
  200% of the monthly salary

Overdraft secured with your deposit balance

If you have a deposit account at ProCredit Bank and do not want to lose interest by withdrawing from it, the bank can set up a card account overdraft for you.

• Overdrafts for customers with deposits at ProCredit Bank
  75% of the deposit amount