Overdraft "Optimal Start"
This type of overdraft is arranged for current customers making use of the overdraft facility for the first time as well as business clients choosing ProCredit as their partner bank.
An overdraft is a convenient means to settle your bills since it allows you to make payments in excess of the current account balance.
The “Optimal Start” overdraft is a good means to raise the efficiency and stability of your business in the face of external economic impulses.
An overdraft is a convenient means to settle your bills since it allows you to make payments in excess of the current account balance.
The “Optimal Start” overdraft is a good means to raise the efficiency and stability of your business in the face of external economic impulses.
| Key advantages |
| • Streamlined application procedure |
| • Favourable terms and conditions, at just 23% interest per annum |
| • Instant access to loan funds |
| • No monthly repayment required |
| • Interest accrued only on the amount used |
| • Flexible approach to collateral |
Loan conditions
| Currency | UAH |
| Tenor | Up to 6 months |
| Limit | Up to 30% of the average monthly current account turnover for the last 3 months, but not more than UAH 250,000 |
| Collateral | Movable and immovable property, deposits in ProCredit Bank, owner’s personal guarantee |
| Repayment | Interest is paid monthly; mandatory repayment at maturity. |
How to apply?
Contact Centre
from 8 am till 10 pm (seven days a week) 0 800 50 09 90 (For toll-free calls within Ukraine)
044 590 10 00
044 590 10 00
