Overdraft
Obtaining reasonably priced funds to finance your operations can support the development of your business. An overdraft enables you to optimise the process of making payments to your counterparties, to improve the efficiency of your business financing and to increase the stability of your business in an uncertain economic environment.
| Key advantages |
| • Favourable terms and conditions – interest only on loan amount used |
| • No monthly repayment required |
| • Long-term lending |
| • Streamlined application procedures |
| • Instant access to loan funds |
| • Flexible approach to collateral |
| • Possibility to establish a framework agreement for repeat loans, with no extra charge for re-registration of collateral |
| • Under UAH 250 000 - without collateral |
Loan conditions
| Limit | Up to 30% of the average monthly current account turnover in your ProCredit Bank account for the last 3 months, but not more than UAH 250,000 |
| Tenor | Up to 12 months |
| Currency | UAH |
| Collateral | Goods for sale, personal belongings, vehicles, equipment, owner’s personal guarantee, deposits in the bank, and immovable property |
| Repayment | Interest is paid monthly; mandatory repayment at maturity |
| Extra charges | • Statement from the State Register of Encumbrances • Statement from the credit history bureau • Notarisation • Insurance (if required by the Credit Committee). |
How to apply?
Contact Centre
from 8 am till 10 pm (seven days a week) 0 800 50 09 90 (For toll-free calls within Ukraine)
044 590 10 00
044 590 10 00
