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Business Loan

You want to develop your business and you need to replenish working capital, purchase equipment and production premises, and invest in various business projects. Take advantage of our Business Loan on favourable terms and conditions.

Key advantages
Transparent terms and conditions from a reliable bank
Up to UAH 80,000 - loan without collateral
Customised approach and flexible repayment schedule tailored to your business
Flexible approach to collateral
Minimal disbursement fees; without supplementary commissions, insurances, or expenses connected with collateral – no collateral appraisal by independent experts
Possibility to establish a framework agreement for repeat loans, with no extra charge for re-registration of collateral
Setting a credit limit saves time on formalisation of loans

ProCredit Bank has concluded an agreement on financing energy saving projects with the German development bank KfW. As part of this cooperation ProCredit Bank offers loans aimed at increasing energy efficiency of small and medium enterprises. To receive the loan clients will need to have an energy saving and energy efficiency audit.
 
Investing into energy saving technologies today allows you to reduce your expenditures in the future. It will also create a more responsible approach to the careful spending of energy and raw material resources as well as to environmental protection.
 
Аn informational brochure  which will help business to become more energy efficient,             

Loan conditions

Amount   Up to UAH 300,000 Over UAH 300,000
Maturity  Up to 36 months

Loan in foreign currency – up to 60 months

Loan in UAH – up to 36 months

Currency  UAH, USD, EUR
Collateral 

Immovable property, vehicles, equipment, guarantee, deposits in the bank

Up to UAH 80,000 - loan without collateral

Repayment  Equal monthly instalments,  flexible repayment schedule
Extra charges • Statement from the State Register of Encumbrances
• Statement from the credit history bureau
• Notarisation
• Insurance (if required by the Credit Committee)

 

How to apply?

Before submitting your loan application, please make sure that you know exactly:

  • how much you wish to borrow;
  • what you intend to use the loan for;
  • how much you can afford to pay back each month.

Documents needed for a Business loan:

For sole proprietor

  1. Passport.
  2. Individual Taxpayer Identification Number on the Tax Administration’s Certificate .
  3. Copy of the Certificate of State Registration of the Sole Proprietor.
  4. Certificate of Registration of the Sole Proprietor with the State Tax Administration (Form 4-ОПП).
  5. Income declaration or other financial statement for the last reporting period (Form №2).
  6. Title deeds for property offered as collateral.

For legal entities

  1. Certificate of State Registration.
  2. Latest version of the founding documents.
  3. Certificate of Registration with the Administration of Statistics.
  4. Certificate of Registration of the Legal Entity with the State Tax Administration (Form 4-ОПП).
  5. Financial Statements: Balance Sheet (Form №1) and Profit and Loss Statement (Form №2) as of the latest reporting date with the statistical office’s stamps.
  6. Title deeds for property offered as collateral.