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AgroBusiness Loan

You can see potential in Ukraine’s agricultural sector and you want to develop your agricultural business. If you need to purchase or repair equipment and production facilities, to buy raw materials, fertiliser, seed, or fuel, oil, and lubricants, then an agricultural business loan on favourable terms and conditions is exactly what you need.

Key advantages
Flexible repayment schedule tailored to your business’s seasonal income
Grace period of up to 18 months
Flexible approach to collateral
Possibility of establishing a framework agreement for repeat loans, with no extra charge for re-registration of collateral
Setting a credit limit saves time on formalisation of loans

Loan conditions

Maturity Up to 120 months
Currency UAH, USD, EUR
Collateral

Vehicles, equipment, immovable property, farm machinery, guarantee

Partial collateral is possible

Repayment Equal monthly instalments or flexible repayment schedule (grace period of up to 18 months)
Extra charges • Statement from the State Register of Encumbrances
• Statement from the credit history bureau
• Notarisation
• Insurance (if required by the Credit Committee)

German-Ukrainian Fund special lending conditions

The German-Ukrainian Fund

Financing programme for clients with a gross annual income of no more than EUR 5 million

The joint lending programme with the German-Ukrainian Fund provides loans to individual entrepreneurs and small and medium-sized businesses that meet the following criteria:

Number of employees No more than 250
Type of business • Agriculture and food industry
• Hotel development, green tourism
• Restaurants and catering companies
• Light industry
• Energy saving projects, increase in labour productivity
• Production
• Provision of services (all industries)
• Trade

Loan conditions

Maturity Up to 36 months
Currency UAH
Maximum loan amount Equivalent of EUR 100,000
Collateral 100% collateral coverage is not necessary
Repayment terms Annuity (monthly or equal payments); flexible schedule possible
Extra costs • Statement from the State Register of Encumbrances on Movable Property
• Statement from the Bureau of Credit Histories
• Notarial registration
• Insurance (in accordance with the decision of the Credit Committee)

The UIRD bid rate for loans from the GUF during the period from 1 July 2017 to 1 October 2017 is 14.83% for 3 months.

The discount rate of the National Bank of Ukraine is 12.5%.

Financing programme for clients with a gross annual income of no more than EUR 10 million

This programme is being implemented within the framework of the GUF with the financial support of the German government through the KfW Development Bank. The funds are being provided in Ukraine in the form of loans and grants aimed at supporting the projects of small and medium-sized enterprises.

The funds are also being provided through the GUF with the financial support of the European Union as part of the projects "SME financing in the framework of the Eastern Partnership - Stage II" and "EU4Business" for the reimbursement of losses resulting from the exchange rate difference for loans granted to SMEs under the programme.

The joint lending programme with the GUF provides loans to individual entrepreneurs and small and medium-sized businesses that meet the following criteria:

Number of employees No more than 250
Type of business • Agriculture, forestry and fishery
• Manufacturing industry
• Temporary placement and organisation of food
• Supply of electricity, gas, steam and air conditioning

Loan conditions

Maturity Up to 24 months
Currency UAH
Maximum loan amount Equivalent of EUR 250,000
Collateral 100% collateral coverage is not necessary
Repayment terms Annuity (monthly or equal payments); flexible schedule possible
Extra costs • Notarial registration
• Insurance (in accordance with the decision of the Credit Committee)

The UIRD bid rate for loans from the GUF during the period from 21 August 2017 to 1 October 2017 is 13.47% for 3 months.

Please address the Contact Centre or a ProCredit bank branch for more details.

GUF Programmes

Partner Banks

Deutsche ZusammenarbeitKFWEU4Business

InnovFin Programme - Financing Innovative Projects

What is InnovFin and who is it intended for?

  • InnovFin represents part of a joint initiative between the European Investment Fund (EIF) and the European Union
  • The initiative is designed to facilitate access to finance innovative projects
  • It focuses on small and medium-sized enterprises as well as on small enterprises with medium market capitalization of up to 500 employees
  • The InnovFin Programme is firstly focused on enterprises that are orientated towards development and innovative activities, companies that invest in new technologies and energy efficiency and who follow market trends for the purpose of improving operations
  • Innovation is understood as those investments that are new for the company and which contribute to its modernisation as well as being in accordance with the predefined criteria of the EIF

What does the InnovFin Programme mean to our clients?

  • The InnovFin Programme at ProCredit banks, as the only bank on the market that can provide this type of guarantee, stimulating our clients towards innovation and providing them with the opportunity to increase competitiveness
  • Reduced collateral requirements
  • Lower interest rates

The criteria that clients have to fulfil in order to apply for the InnovFin Guarantee Fund are as follows:

  • Financing innovative projects
  • The minimum loan amount is EUR 50,000, and the maximum individual amount per client is EUR 7.5 million

How to apply for an AgroBusiness loan

To qualify for an AgroBusiness loan, your farming business must have been operating for at least one agricultural cycle and not less than twelve months.

Before submitting your loan application, all you have to do is decide:

  • how much you want to borrow
  • what you intend to use the loan for
  • how much you can afford to pay back each month

Documents needed for an AgroBusiness loan:

For legal entities

  1. Certificate of State Registration
  2. Latest version of the Articles of Incorporation
  3. Certificate of Registration with the Administration of Statistics
  4. Certificate of Registration of the Legal Entity with the State Tax Administration (form 4-ОПП)
  5. Financial Statements: Balance Sheet (form no. 1) and Profit and Loss Statement (form no. 2) as of the latest reporting date and officially certified (stamped) by the statistics office
  6. Title deeds for proposed collateral
  7. Title deed for manufacturing facilities where the equipment and property offered as collateral is located
  8. Land title deed
  9. Land lease agreement
Updated on 18.09.2017 15:21:54
Created by Boldendeavours
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