Management

Ms. Decker took up the post of ProCredit Bank’s General Manager in 2008, having previously served as Deputy General Manager from 2006 supervising the bank’s lending, customer service, human resources, IT and risk management activities. Before coming to Ukraine, she was General Manager of ProCredit Bank Bulgaria, one of the most successful institutions of ProCredit group (2003 – 2006), and Deputy General Manager of KMB Bank in Russia (2001 – 2003), supervising operational, lending, regional network and marketing activities. Prior to that, Ms. Decker worked as a senior bank adviser for the Russia Small Business Fund (RSBF) and acquired seven years of professional experience with a major commercial bank in Germany. She graduated from the University of Bonn (Germany) with a Master’s degree in Political Economy.

Mr. Ponomarenko joined ProCredit Bank in March 2004 as Head of the Business Clients Development Department. He has been the First Deputy General Manager since November 2006. He supervises the accounting, treasury, budgeting, controlling, reporting (MIS) and financial monitoring departments. Before joining the bank, Mr. Ponomarenko participated in a number of microfinance projects, primarily the Ukraine Micro Lending Programme. He also carried out short-term assignments for similar projects in Russia. He graduated from the A.B. Freeman School of Business at Tulane University (USA) with a Master of Business Administration (MBA) degree, and also from the Kyiv National University of Economics. Mr. Ponomarenko is a Chartered Financial Analyst (CFA).

Born in 1973, Mr. Guseynov has been working in ProCredit Bank since July 2007. He supervises credit risks, legal, loan portfolio  

Ms. Tomash started her employment in ProCredit Bank as Head of Internal Audit Department in 2003. She was appointed as Executive Director in November 2006. She supervises methodology, IT, currency control and international settlements. Ms. Tomash has been working in banking since 1995, having began her career as an average employee of the international transactions department at one of Ukrainian banks. Before joining ProCredit Bank, Ms. Tomash worked as an external auditor for international audit companies in Ukraine and abroad primarily specialising in audit of financial institutions (2000 – 2002). She also served as internal auditor at one of foreign banks in Ukraine (2002 – 2003). Ms. Tomash is a member of the Association of Chartered Certified Accountants (ACCA). She graduated from Cherkasy Financial College and Kyiv State University of Trade and Economics. Born in 1976.

Born in 1978, Mr. Yudenko was appointed as ProCredit Bank’s Executive Director in April 2008. He supervises the bank’s regional network and Kyiv regional administration. He began his banking career in the IPC’s microlending programme in 1999. He took an active part in putting ProCredit Bank into operation in Ukraine. Mr. Yudenko held executive positions in Odesa, Bila Tserkva, Kharkiv and Kyiv (2001 – 2007).